Series:
Financial Pragmatism: The path to independence
This four-part series traces how I went from $50,000 in debt to retiring before 50 — not through luck, but through deliberate design. Financial Pragmatism is the system I built along the way: equal parts mindset, structure, and restraint. Each post explores a step in that journey — the trade-offs, the mental rewiring, the system that sustained it, and the freedom that followed.
Financial Pragmatism in Practice
A living series of essays about structure, discipline, and the psychology of financial independence — rooted in real experience, not theory. I break down the systems behind Financial Pragmatism — why I designed this system, what is SURE-FIRE, the basics of how I started, budgeting with purpose, understanding your investment psychology, building an investment portfolio and maintaining a steady course. This is my learned experience of what I actually did the past 20 years to retire before 50.
Algorithmic America: Tribalism and the cult of social media
This three-part series examines the dangerous psychological and social effects of modern social media — and how platforms like Facebook, TikTok, and X have reshaped attention, identity, and ideology. A study into how platforms, group psychology, and cultural decay intersect.